Interest Free - Purple Visa Card

 

Purple Visa Card – The flexible credit card with simple rewards

Not only can you use your Purple Visa Card for everyday purchases, but you also have the option of long-term Interest Free finance for those larger purchases*.

 

Why you should get a Purple Visa Card

If you’re wanting to purchase something larger or have the flexibility of spreading out the payment over time, you can use your Purple Visa Card for those long-term interest free purchases.

Plus, every time you use your Purple Visa Card for your everyday purchase, anywhere that Visa is accepted, helps you earn Purple Dollars. The more you use your Purple Visa Card for eligible transactions, the more Purple Dollars you’ll earn to spend at participating retailers*.

For every $150 you spend, you'll earn 1 Purple Dollar. We’ve kept things simple - 1:1 reward ratio. For example, 20 Purple Dollars equals $20 NZD.

 

How do you apply?

Apply now at purplevisa.co.nz or call 0800 801 808.

*Purple Visa Card Terms and Conditions apply including a $55 establishment fee and a $55 annual fee. Purple Visa Card is issued by SBS Money Limited

 

 

Terms & Conditions

12 Months Interest Free

12 months interest free available on finance of $250 and over using Purple Visa Card, which is issued by SBS Money Limited. The 12 Month Interest Free promotion is valid till 31st March 2025. Purple Visa Card Terms and Conditions, credit criteria and rates and fees (including a $55 establishment fee and a $55 annual fee) apply. Visit purplevisa.co.nz for further details. Prevailing interest rate (which can be found on the Rates and Fees page at purplevisa.co.nz) will apply to any outstanding balance at the expiry of the interest free period. This offer is available instore and online and cannot be used in conjunction with any other Warehouse Stationery promotional offer.

 

Rates and Fees

Interest Charges

Minimum monthly payments (3% of the outstanding balance or $20, whichever is the greater) and any charges eligible for deferred payment will not apply until expiry of any Deferred Payment Plan but must be made during the Interest Free Term. If you make only the minimum monthly payment, you may not pay off your purchase before the expiry of the Interest Free Term. So, if you can, always pay more than the minimum amount due. Prevailing interest rate (which can be found on the Rates and Fees page at purplevisa.co.nz) applies to any outstanding balance on the expiry of the Interest Free Term.

 

Establishment Fee

A one-off establishment fee of $55 is charged when you open your Purple Visa Card Account. You will see the establishment fee charge on your first statement. Establishment fee is not charged during a Deferred Payment Plan but will be charged if you have other Transactions on your account that are not related to a Deferred Payment Plan.

 

Annual Account Fee

A fee of $55 is charged at the anniversary of your Purple Visa Card account and is for maintaining the account for the previous 12 months. It is then charged each subsequent year the account remains open